Rebirth in a Perfect Era Chapter 187: Blueprint of Alipay
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Kong Lingyu has been busy recently. Since he came to Yanjing, he has not been idle for a moment, because this time he came to Yanjing, his duties are much more than when he was in Jinling. In Jinling he is responsible for one The technical team leads everyone to develop in accordance with the requirements of Li Mu’s, but now, he is playing the role of Muye Science and Technology General Manager. At once, many things require him to pay attention to, understand and even operate.
Fortunately, with the help of Lin Qingya, I was able to keep things in order, without being messed up by many complicated things.
On Saturday, Kong Lingyu just finished connecting with Baidu technicians on the Internet, and the daily maintenance of 3321 will be transferred to Baidu in the future. He can reduce one thing at hand. Put the best technology aside, hurry up with Lin Qingya, get out the company’s regulations and performance evaluation, and there is also the problem of personnel recruitment. Lin Qingya although has planned a new department structure, but the company is still in urgent need of talent. These problems have to be resolved quickly before Muye Science and Technology can really get on track.
On Sunday, Kong Lingyu originally planned to sort out the performance appraisal plan at home. As a result, Li Mu called over and said, “Come to Yucheng Garden, there is something to talk to you about.”
As soon as Kong Lingyu listened to his tone, he guessed that there must be a new task coming down. although felt miserable in his heart, but there was the kind of pilgrimage-like expectation and excitement in his heart.
He has long regarded Li Mu as his only lighthouse in the internet world and his only guide on the career road, so he has always been looking forward to what new things Li Mu can open his eyes.
So he took his laptop and took a taxi to Yucheng Garden.
In the living room of Li Mu’s, he first heard the blueprint of “Alipay” from Li Mu.
The first impression of Kong Lingyu is that this blueprint is not too big. It is a means of online payment. Now the viscosity of 3321 is so high. For parents of students, it has become a strong demand. In this case, even today No matter how troublesome payment is, they will not have any complaints. Even if there are real complaints, they will not affect their payment actions. So at the moment, it seems that it is a trivial matter to concentrate so much energy on making an online payment platform.
Li Mu did n’t blame his vision.
In fact, telling any internet person of the most basic payment model of Alipay will not get much attention.
At present, no company will be interested in this online payment platform, because there is almost no online shopping demand for internet at present. Most of the internet consumption behavior is virtual products of Online Games, such as Point card.
However, Online Games has already developed a payment channel in offline. Online payment is not very attractive to them, and they will not invest huge energy to do such a thing.
Even Ma Zong, the founder of Alipay, will not cross e-Commerce itself to see the development prospects of Alipay, not to mention, the early positioning of Alipay is just a tool to enhance the trust of Taobao users. As for this later “tool” The bigger and bigger, the last Alipay can become a special, full of cash aircraft carrier in the internet industry, most of which is still the result of inadvertently.
Li Mu cannot tell him that the payment platform is just a way to gather users and bind users. In the future, he will let nearly half of the internet ’s capital flow through Alipay, and he will let Alipay match a huge e-Commerce platform, such as Taobao network; even he will become its major shareholder before Jingdong grows bigger, and finally make Alipay a super financial platform with huge amount of capital precipitation.
Even Li Mu does n’t dare to guarantee that if he does Alipay himself, can he really do Alipay? I think this kind of thing needs to be considered and scrupulous, and it is too easy to be controlled by policies.
After seeing the Li Mu’s product framework, Kong Lingyu also expressed some concern: “These are our wishful thinking. If the bank is not willing to give us this interface, everything we do is in vain.”
Li Mu nodded: “Is there any more, continue to say.”
Kong Lingyu said: “I do n’t know what to say, you are BOSS after all, and many of your past although are unlikely to me in my past, but the success again and again has made me absolutely absolute to you Information, but this time it seems a bit different. Compared with the bank, the volume is too small. I suspect that it is not the Alipay model, but these links that Alipay needs to get through. “
Li Mu smiled slightly and said, “You are right. If you compare Muye Science and Technology with the banking system, it is basically the same as the difference between sesame and watermelon. If you do n’t say Four Big Bank, even if you are a joint-stock commercial bank, We are far inferior to others. “
Hearing here, Kong Lingyu also frowned, yes, how to establish cooperation with the bank? Unable to get this level, Alipay project is impossible landing.
At this time, Li Mu‘s words changed sharply, with seven points of self-confidence and three points of abuse in Meiyu, he asked: “Just, I asked you a question, why are we going to deal with the entire banking system?”
Kong Lingyu dumbfounded: “Do you mean? Work with one of the bank brands alone?”
“No.” Li Mu shook his head: “Cooperate directly with the most grass-roots branch. For example, I have an ICBC People’s university branch downstairs.”
“Cooperate with them ?!” Kong Lingyu doesn’t understand.
Li Mu nodded and smiled, took out a piece of A4 paper, drew a cloud shape on it, wrote Alipay, wrote a circle in the lower left corner, wrote 3321, and finally drew a circle in the lower right corner, Write “Yanjing a branch.”
After drawing these, Li Mu focuses on drawing circles repeatedly on the 3321 circle, explaining to Kong Lingyu: “We can now attract the cash of five thousand paying parents, on average, no less than five million per month, this It is only the initial stage of 3321. We will double this number in the future. We may also go to Shanghai and go to Yangcheng to develop the 3321 business. It may only take half a year, and the monthly paid funds we absorb will be Over ten million. “
As I said, Li Mu draws an arrow from the circle of 3321 to the cloud of Alipay, saying: “I used to transfer this fund directly to the bank account, but I do n’t want to do it now, I want this one Money gets into the Alipay. For any sub-branch, this money represents huge benefits and performance. If I promise to use this money in their bank for a week or half a month, you think they will What do you think of me? “
Kong Lingyu‘s eyes light up: “Will treat you as a **** of wealth.”
“Yes.” Li Mu nodded and drew another arrow, from the clouds of Alipay to the circle of a branch of Yanjing, and said, “This huge amount of money is deposited in our Alipay. I can choose to put This money is deposited to any bank. If I use this to talk to them about cooperation, I believe that no branch will refuse, and I do n’t need what they really pay. The only thing to do is to open an online payment merchant for me. That ’s it. For example, as long as a bank of ICBC has opened an online payment merchant for me, then ICBC online banking users across the country can make payments to Alipay through this channel or withdraw cash from Alipay! “
As soon as this was finished, Li Mu snapped the A4 finger with great enthusiasm. His fingertip was pointing to 3321, with a look of unfathomable expression: “Do n’t forget, I have the 3321 sign golden character Now, the reputation of 3321 is so great, it ’s good for anyone to touch him. Which bank do you think will refuse? If the future 3321 can be reported positively by China CCTV, then everything will be more appropriate! Linkage! “
Buzz in Kong Lingyu‘s head.
He still doesn’t think Alipay will have much development prospects in the future, but Li Mu‘s four-to-two approach makes him seem to have opened a whole new world.
Just now, he was still entangled with 3321, Alipay, Muye Science and Technology, even if all three of them are packaged, in front of any banking system, it is too weak to be negligible, in this case How can we get through the entrance and exit of this layer of funds?
However, Li Mu does n’t think so, he never thinks about how small he stands in front of Four Big Bank or any commercial bank, because he already has his own consideration, all I want is a quilt The payment merchants approved by the bank are only as long as they open a mouth in any bank, which is equivalent to going through the entire context of this bank.
Simply speaking, it is like a POS machine. As long as you apply for a POS machine, you can connect your credit card payment merchant with the bank cards of all domestic banks.
For Li Mu, this operation method can be said to be the biggest reliance on making Alipay, but he still told Kong Lingyu secretly, because he not only needs Kong Lingyu to write code for himself, but also needs Kong Lingyu to grow quickly and quickly. Improve, become a general who can help him to cross the sword immediately, so many things must be taught him, let him realize the future internet world operation mode, making him more sensitive and powerful.
Kong Lingyu‘s worship of Li Mu’s has once again sublimated to a new height. With such a demon boss, his potential progress and improvement have never been imagined before, not to mention Li Mu is a boss who knows how to score, A When the round started, he had already given Kong Lingyu Muye Science and Technology as an option. Compared with many bosses who only give cakes to employees, hungry bosses like Li Mu are too rare.
Kong Lingyu stood up excitedly and blurted out, “BOSS, it’s up to me, within half a month, oh no, up to twenty days, I will definitely develop Alipay for you!” (Unfinished Continued.)